Call reports 2014
ALTURA STATE BANK — 2014
What ALTURA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 48,077,000 | 47,895,000 | 48,705,000 | 47,757,000 |
| Total loans | 29,374,000 | 29,011,000 | 29,178,000 | 29,003,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 8,641,000 | 8,320,000 | 8,025,000 | 8,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,047,000 | 40,109,000 | 40,792,000 | 39,798,000 |
| Interest-bearing deposits | 33,208,000 | 34,172,000 | 34,051,000 | 33,198,000 |
| Noninterest-bearing deposits | 6,839,000 | 5,937,000 | 6,741,000 | 6,600,000 |
| Equity capital | 7,395,000 | 7,152,000 | 7,285,000 | 7,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 885,000 | 1,334,000 | 1,778,000 |
| Interest expense | 56,000 | 114,000 | 171,000 | 227,000 |
| Net interest income | 386,000 | 771,000 | 1,163,000 | 1,551,000 |
| Noninterest income | 46,000 | 91,000 | 135,000 | 181,000 |
| Noninterest expense | 207,000 | 421,000 | 639,000 | 879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 225,000 | 441,000 | 659,000 | 853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 225,000 | 441,000 | 659,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,336,000 | 7,091,000 | 7,231,000 | 7,348,000 |
| Total capital | 7,576,000 | 7,331,000 | 7,471,000 | 7,588,000 |
| Risk-weighted assets | 31,675,000 | 31,524,000 | 31,878,000 | 31,807,000 |