Call reports 2013
ALTURA STATE BANK — 2013
What ALTURA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,490,000 | 48,507,000 | 48,211,000 | 48,036,000 |
| Total loans | 27,211,000 | 26,879,000 | 27,426,000 | 29,090,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 8,300,000 | 8,693,000 | 9,263,000 | 8,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,508,000 | 41,002,000 | 40,548,000 | 40,253,000 |
| Interest-bearing deposits | 32,861,000 | 34,339,000 | 34,239,000 | 33,772,000 |
| Noninterest-bearing deposits | 6,647,000 | 6,663,000 | 6,309,000 | 6,481,000 |
| Equity capital | 6,989,000 | 6,877,000 | 7,037,000 | 7,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 894,000 | 1,337,000 | 1,786,000 |
| Interest expense | 68,000 | 134,000 | 199,000 | 261,000 |
| Net interest income | 388,000 | 760,000 | 1,138,000 | 1,525,000 |
| Noninterest income | 45,000 | 86,000 | 130,000 | 181,000 |
| Noninterest expense | 205,000 | 413,000 | 636,000 | 856,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 433,000 | 632,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 433,000 | 632,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,794,000 | 6,846,000 | 6,969,000 | 7,111,000 |
| Total capital | 7,034,000 | 7,086,000 | 7,209,000 | 7,351,000 |
| Risk-weighted assets | 29,123,000 | 29,050,000 | 29,500,000 | 31,305,000 |