Call reports 2012
ALTURA STATE BANK — 2012
What ALTURA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,997,000 | 45,874,000 | 47,162,000 | 48,426,000 |
| Total loans | 28,434,000 | 27,934,000 | 28,127,000 | 27,732,000 |
| Allowance for loan losses | 241,000 | 240,000 | 240,000 | 240,000 |
| Securities available for sale | 8,216,000 | 7,797,000 | 8,375,000 | 8,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,206,000 | 38,323,000 | 39,467,000 | 40,680,000 |
| Interest-bearing deposits | 34,119,000 | 32,999,000 | 33,528,000 | 33,777,000 |
| Noninterest-bearing deposits | 5,087,000 | 5,324,000 | 5,939,000 | 6,903,000 |
| Equity capital | 6,773,000 | 6,882,000 | 7,036,000 | 7,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 988,000 | 1,475,000 | 1,952,000 |
| Interest expense | 95,000 | 181,000 | 262,000 | 339,000 |
| Net interest income | 401,000 | 807,000 | 1,213,000 | 1,613,000 |
| Noninterest income | 60,000 | 105,000 | 150,000 | 194,000 |
| Noninterest expense | 214,000 | 427,000 | 649,000 | 883,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 485,000 | 714,000 | 924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | 485,000 | 714,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,542,000 | 6,637,000 | 6,799,000 | 6,940,000 |
| Total capital | 6,783,000 | 6,877,000 | 7,039,000 | 7,180,000 |
| Risk-weighted assets | 30,359,000 | 29,531,000 | 29,872,000 | 29,727,000 |