Call reports 2011
ALTURA STATE BANK — 2011
What ALTURA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 46,054,000 | 46,328,000 | 46,245,000 | 46,641,000 |
| Total loans | 29,962,000 | 29,312,000 | 29,165,000 | 28,784,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 241,000 |
| Securities available for sale | 7,229,000 | 7,851,000 | 8,138,000 | 8,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,944,000 | 39,045,000 | 38,772,000 | 39,090,000 |
| Interest-bearing deposits | 33,840,000 | 34,145,000 | 33,971,000 | 33,681,000 |
| Noninterest-bearing deposits | 5,104,000 | 4,900,000 | 4,801,000 | 5,409,000 |
| Equity capital | 6,375,000 | 6,546,000 | 6,745,000 | 6,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,037,000 | 1,554,000 | 2,061,000 |
| Interest expense | 117,000 | 231,000 | 339,000 | 443,000 |
| Net interest income | 405,000 | 806,000 | 1,215,000 | 1,618,000 |
| Noninterest income | 44,000 | 87,000 | 132,000 | 177,000 |
| Noninterest expense | 240,000 | 476,000 | 712,000 | 971,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 417,000 | 635,000 | 824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 417,000 | 635,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,262,000 | 6,358,000 | 6,516,000 | 6,645,000 |
| Total capital | 6,517,000 | 6,613,000 | 6,771,000 | 6,886,000 |
| Risk-weighted assets | 31,470,000 | 31,101,000 | 31,077,000 | 30,867,000 |