Call reports 2010
ALTURA STATE BANK — 2010
What ALTURA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,911,000 | 45,236,000 | 45,017,000 | 45,536,000 |
| Total loans | 29,895,000 | 30,370,000 | 30,546,000 | 30,158,000 |
| Allowance for loan losses | 255,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 7,306,000 | 7,530,000 | 7,575,000 | 8,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,651,000 | 38,257,000 | 37,793,000 | 38,302,000 |
| Interest-bearing deposits | 33,163,000 | 33,281,000 | 33,684,000 | 33,694,000 |
| Noninterest-bearing deposits | 4,488,000 | 4,976,000 | 4,109,000 | 4,608,000 |
| Equity capital | 6,453,000 | 6,179,000 | 6,422,000 | 6,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,095,000 | 1,651,000 | 2,175,000 |
| Interest expense | 146,000 | 284,000 | 419,000 | 549,000 |
| Net interest income | 403,000 | 811,000 | 1,232,000 | 1,626,000 |
| Noninterest income | 45,000 | 89,000 | 131,000 | 187,000 |
| Noninterest expense | 233,000 | 485,000 | 742,000 | 993,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 415,000 | 621,000 | 820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 415,000 | 621,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,381,000 | 6,079,000 | 6,233,000 | 6,379,000 |
| Total capital | 6,636,000 | 6,334,000 | 6,488,000 | 6,634,000 |
| Risk-weighted assets | 31,937,000 | 32,020,000 | 32,190,000 | 31,811,000 |