Call reports 2009
ALTURA STATE BANK — 2009
What ALTURA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,364,000 | 42,859,000 | 42,982,000 | 45,948,000 |
| Total loans | 29,528,000 | 31,091,000 | 30,314,000 | 30,447,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 259,000 |
| Securities available for sale | 7,574,000 | 7,186,000 | 6,768,000 | 7,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,433,000 | 36,132,000 | 36,009,000 | 38,931,000 |
| Interest-bearing deposits | 32,028,000 | 31,728,000 | 31,846,000 | 33,866,000 |
| Noninterest-bearing deposits | 4,405,000 | 4,404,000 | 4,163,000 | 5,065,000 |
| Equity capital | 6,068,000 | 5,855,000 | 6,114,000 | 6,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,209,000 | 1,783,000 | 2,353,000 |
| Interest expense | 183,000 | 358,000 | 521,000 | 681,000 |
| Net interest income | 426,000 | 851,000 | 1,262,000 | 1,672,000 |
| Noninterest income | 47,000 | 91,000 | 134,000 | 183,000 |
| Noninterest expense | 207,000 | 450,000 | 709,000 | 948,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 266,000 | 492,000 | 687,000 | 901,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 492,000 | 687,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,029,000 | 5,821,000 | 6,015,000 | 6,166,000 |
| Total capital | 6,282,000 | 6,074,000 | 6,268,000 | 6,425,000 |
| Risk-weighted assets | 30,947,000 | 32,249,000 | 31,876,000 | 32,548,000 |