Call reports 2008
ALTURA STATE BANK — 2008
What ALTURA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,018,000 | 42,976,000 | 43,078,000 | 44,809,000 |
| Total loans | 26,710,000 | 27,326,000 | 29,021,000 | 29,308,000 |
| Allowance for loan losses | 242,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 7,846,000 | 8,081,000 | 8,014,000 | 8,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,192,000 | 36,602,000 | 36,600,000 | 38,156,000 |
| Interest-bearing deposits | 31,463,000 | 31,548,000 | 31,780,000 | 32,898,000 |
| Noninterest-bearing deposits | 4,729,000 | 5,054,000 | 4,820,000 | 5,258,000 |
| Equity capital | 5,512,000 | 5,532,000 | 5,617,000 | 5,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,273,000 | 1,877,000 | 2,491,000 |
| Interest expense | 260,000 | 498,000 | 724,000 | 942,000 |
| Net interest income | 393,000 | 775,000 | 1,153,000 | 1,549,000 |
| Noninterest income | 44,000 | 81,000 | 132,000 | 184,000 |
| Noninterest expense | 231,000 | 478,000 | 753,000 | 1,018,000 |
| Provision for loan losses | 2,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 204,000 | 365,000 | 519,000 | 702,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 365,000 | 519,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,485,000 | 5,552,000 | 5,658,000 | 5,763,000 |
| Total capital | 5,727,000 | 5,805,000 | 5,911,000 | 6,016,000 |
| Risk-weighted assets | 28,191,000 | 28,996,000 | 30,417,000 | 31,025,000 |