Call reports 2025
BELGRADE STATE BANK — 2025
What BELGRADE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 491,551,000 | 507,648,000 | 519,637,000 | 534,840,000 |
| Total loans | 364,652,000 | 378,641,000 | 383,462,000 | 384,345,000 |
| Allowance for loan losses | 4,030,000 | 4,054,000 | 4,031,000 | 4,371,000 |
| Securities available for sale | 49,166,000 | 52,728,000 | 56,567,000 | 68,673,000 |
| Securities held to maturity | 11,835,000 | 11,881,000 | 11,928,000 | 11,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,739,000 | 462,847,000 | 471,494,000 | 485,829,000 |
| Interest-bearing deposits | 400,180,000 | 412,424,000 | 414,095,000 | 422,011,000 |
| Noninterest-bearing deposits | 48,559,000 | 50,423,000 | 57,399,000 | 63,818,000 |
| Equity capital | 39,269,000 | 40,996,000 | 44,287,000 | 45,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,348,000 | 15,140,000 | 22,932,000 | 30,850,000 |
| Interest expense | 2,780,000 | 5,579,000 | 8,224,000 | 10,943,000 |
| Net interest income | 4,568,000 | 9,561,000 | 14,708,000 | 19,907,000 |
| Noninterest income | 900,000 | 1,881,000 | 2,911,000 | 3,969,000 |
| Noninterest expense | 3,163,000 | 6,345,000 | 9,970,000 | 13,680,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 1,610,000 |
| Pretax income | 2,215,000 | 4,917,000 | 7,379,000 | 8,586,000 |
| Income tax | 516,000 | 1,065,000 | 1,638,000 | 1,887,000 |
| Net income | 1,699,000 | 3,852,000 | 5,741,000 | 6,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,637,000 | 47,790,000 | 49,678,000 | 50,336,000 |
| Total capital | 49,667,000 | 51,844,000 | 53,709,000 | 54,707,000 |
| Risk-weighted assets | 324,963,000 | 338,346,000 | 345,056,000 | 350,990,000 |