Call reports 2024
BELGRADE STATE BANK — 2024
What BELGRADE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 447,395,000 | 452,145,000 | 469,118,000 | 470,738,000 |
| Total loans | 331,274,000 | 332,559,000 | 343,646,000 | 355,858,000 |
| Allowance for loan losses | 3,752,000 | 3,724,000 | 3,658,000 | 4,002,000 |
| Securities available for sale | 33,319,000 | 33,012,000 | 35,453,000 | 47,641,000 |
| Securities held to maturity | 11,649,000 | 11,694,000 | 11,741,000 | 11,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,963,000 | 414,329,000 | 428,421,000 | 429,918,000 |
| Interest-bearing deposits | 354,946,000 | 366,992,000 | 375,765,000 | 383,715,000 |
| Noninterest-bearing deposits | 55,017,000 | 47,337,000 | 52,656,000 | 46,203,000 |
| Equity capital | 33,540,000 | 34,286,000 | 37,105,000 | 36,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,664,000 | 13,645,000 | 21,013,000 | 28,486,000 |
| Interest expense | 2,437,000 | 5,012,000 | 7,733,000 | 10,568,000 |
| Net interest income | 4,227,000 | 8,633,000 | 13,280,000 | 17,918,000 |
| Noninterest income | 852,000 | 1,732,000 | 2,684,000 | 3,648,000 |
| Noninterest expense | 3,070,000 | 6,290,000 | 9,596,000 | 13,038,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 656,000 |
| Pretax income | 1,919,000 | 3,895,000 | 6,098,000 | 7,872,000 |
| Income tax | 432,000 | 885,000 | 1,391,000 | 1,801,000 |
| Net income | 1,487,000 | 3,010,000 | 4,707,000 | 6,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,303,000 | 41,176,000 | 42,873,000 | 43,937,000 |
| Total capital | 44,012,000 | 44,900,000 | 46,531,000 | 47,898,000 |
| Risk-weighted assets | 296,721,000 | 298,195,000 | 307,747,000 | 316,878,000 |