Call reports 2021
BELGRADE STATE BANK — 2021
What BELGRADE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 348,722,000 | 341,181,000 | 339,358,000 | 361,604,000 |
| Total loans | 249,271,000 | 248,628,000 | 249,175,000 | 258,957,000 |
| Allowance for loan losses | 3,238,000 | 3,329,000 | 3,428,000 | 3,762,000 |
| Securities available for sale | 46,551,000 | 63,323,000 | 58,203,000 | 57,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,473,000 | 309,158,000 | 306,706,000 | 328,569,000 |
| Interest-bearing deposits | 262,495,000 | 258,080,000 | 255,081,000 | 276,463,000 |
| Noninterest-bearing deposits | 55,978,000 | 51,078,000 | 51,625,000 | 52,106,000 |
| Equity capital | 28,747,000 | 30,324,000 | 31,040,000 | 30,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,562,000 | 7,540,000 | 10,832,000 | 14,184,000 |
| Interest expense | 387,000 | 692,000 | 964,000 | 1,216,000 |
| Net interest income | 3,175,000 | 6,848,000 | 9,868,000 | 12,968,000 |
| Noninterest income | 828,000 | 1,595,000 | 2,398,000 | 3,413,000 |
| Noninterest expense | 2,550,000 | 5,176,000 | 7,901,000 | 10,749,000 |
| Provision for loan losses | 130,000 | 220,000 | 310,000 | 400,000 |
| Pretax income | 1,412,000 | 3,136,000 | 4,212,000 | 5,389,000 |
| Income tax | 317,000 | 727,000 | 909,000 | 1,167,000 |
| Net income | 1,095,000 | 2,409,000 | 3,303,000 | 4,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,419,000 | 30,733,000 | 31,628,000 | 31,546,000 |
| Total capital | 31,975,000 | 33,325,000 | 34,276,000 | 34,406,000 |
| Risk-weighted assets | 203,806,000 | 206,629,000 | 211,117,000 | 227,909,000 |