Call reports 2020
BELGRADE STATE BANK — 2020
What BELGRADE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 277,212,000 | 318,575,000 | 318,246,000 | 333,303,000 |
| Total loans | 218,756,000 | 241,595,000 | 242,950,000 | 246,416,000 |
| Allowance for loan losses | 2,256,000 | 2,768,000 | 2,689,000 | 3,152,000 |
| Securities available for sale | 24,223,000 | 39,262,000 | 45,009,000 | 44,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,980,000 | 289,102,000 | 288,289,000 | 303,487,000 |
| Interest-bearing deposits | 217,382,000 | 242,739,000 | 243,752,000 | 259,338,000 |
| Noninterest-bearing deposits | 31,598,000 | 46,363,000 | 44,537,000 | 44,149,000 |
| Equity capital | 26,811,000 | 27,850,000 | 28,491,000 | 28,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 7,493,000 | 10,881,000 | 14,253,000 |
| Interest expense | 686,000 | 1,318,000 | 1,885,000 | 2,366,000 |
| Net interest income | 2,764,000 | 6,175,000 | 8,996,000 | 11,887,000 |
| Noninterest income | 713,000 | 1,415,000 | 2,196,000 | 2,894,000 |
| Noninterest expense | 2,705,000 | 5,162,000 | 7,638,000 | 10,449,000 |
| Provision for loan losses | 90,000 | 780,000 | 870,000 | 1,360,000 |
| Pretax income | 732,000 | 1,749,000 | 3,092,000 | 3,424,000 |
| Income tax | 219,000 | 397,000 | 713,000 | 743,000 |
| Net income | 513,000 | 1,352,000 | 2,379,000 | 2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,628,000 | 27,468,000 | 28,494,000 | 28,295,000 |
| Total capital | 28,884,000 | 29,863,000 | 30,899,000 | 30,816,000 |
| Risk-weighted assets | 185,877,000 | 191,294,000 | 192,120,000 | 201,095,000 |