Call reports 2019
BELGRADE STATE BANK — 2019
What BELGRADE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 269,581,000 | 270,484,000 | 275,056,000 | 277,877,000 |
| Total loans | 213,713,000 | 214,069,000 | 214,312,000 | 218,159,000 |
| Allowance for loan losses | 1,923,000 | 2,022,000 | 1,794,000 | 2,324,000 |
| Securities available for sale | 20,654,000 | 20,971,000 | 20,013,000 | 22,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,044,000 | 244,348,000 | 245,765,000 | 250,307,000 |
| Interest-bearing deposits | 202,259,000 | 205,494,000 | 213,759,000 | 221,489,000 |
| Noninterest-bearing deposits | 39,785,000 | 38,854,000 | 32,006,000 | 28,818,000 |
| Equity capital | 24,370,000 | 25,312,000 | 26,212,000 | 26,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,324,000 | 6,731,000 | 10,225,000 | 13,739,000 |
| Interest expense | 580,000 | 1,203,000 | 1,880,000 | 2,572,000 |
| Net interest income | 2,744,000 | 5,528,000 | 8,345,000 | 11,167,000 |
| Noninterest income | 822,000 | 1,628,000 | 2,448,000 | 3,714,000 |
| Noninterest expense | 2,289,000 | 4,856,000 | 7,337,000 | 9,856,000 |
| Provision for loan losses | 170,000 | 278,000 | 368,000 | 1,428,000 |
| Pretax income | 1,107,000 | 2,027,000 | 3,179,000 | 3,688,000 |
| Income tax | 269,000 | 496,000 | 774,000 | 837,000 |
| Net income | 838,000 | 1,531,000 | 2,405,000 | 2,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,599,000 | 25,292,000 | 26,166,000 | 26,110,000 |
| Total capital | 26,522,000 | 27,314,000 | 27,960,000 | 28,417,000 |
| Risk-weighted assets | 179,281,000 | 180,440,000 | 183,328,000 | 184,547,000 |