Call reports 2018
BELGRADE STATE BANK — 2018
What BELGRADE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 258,863,000 | 260,392,000 | 258,802,000 | 266,722,000 |
| Total loans | 203,353,000 | 207,503,000 | 210,152,000 | 211,371,000 |
| Allowance for loan losses | 1,588,000 | 1,366,000 | 1,463,000 | 1,754,000 |
| Securities available for sale | 17,212,000 | 22,398,000 | 21,578,000 | 21,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,354,000 | 235,363,000 | 233,021,000 | 238,200,000 |
| Interest-bearing deposits | 196,710,000 | 198,096,000 | 195,814,000 | 200,119,000 |
| Noninterest-bearing deposits | 37,644,000 | 37,267,000 | 37,207,000 | 38,081,000 |
| Equity capital | 23,119,000 | 23,879,000 | 24,532,000 | 23,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,952,000 | 6,026,000 | 9,192,000 | 12,476,000 |
| Interest expense | 361,000 | 754,000 | 1,200,000 | 1,703,000 |
| Net interest income | 2,591,000 | 5,272,000 | 7,992,000 | 10,773,000 |
| Noninterest income | 870,000 | 1,788,000 | 2,772,000 | 3,684,000 |
| Noninterest expense | 2,357,000 | 4,761,000 | 7,198,000 | 9,777,000 |
| Provision for loan losses | 195,000 | 299,000 | 519,000 | 1,239,000 |
| Pretax income | 909,000 | 2,012,000 | 3,059,000 | 3,453,000 |
| Income tax | 224,000 | 485,000 | 741,000 | 741,000 |
| Net income | 685,000 | 1,527,000 | 2,318,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,535,000 | 24,377,000 | 25,167,000 | 24,061,000 |
| Total capital | 25,123,000 | 25,743,000 | 26,630,000 | 25,815,000 |
| Risk-weighted assets | 172,183,000 | 176,479,000 | 176,292,000 | 179,467,000 |