Call reports 2017
BELGRADE STATE BANK — 2017
What BELGRADE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 251,804,000 | 255,657,000 | 254,869,000 | 252,300,000 |
| Total loans | 203,968,000 | 204,005,000 | 206,870,000 | 205,276,000 |
| Allowance for loan losses | 1,377,000 | 1,097,000 | 1,313,000 | 1,421,000 |
| Securities available for sale | 17,626,000 | 17,646,000 | 16,274,000 | 16,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,881,000 | 231,277,000 | 229,543,000 | 228,533,000 |
| Interest-bearing deposits | 193,019,000 | 195,239,000 | 193,552,000 | 193,291,000 |
| Noninterest-bearing deposits | 34,862,000 | 36,038,000 | 35,991,000 | 35,242,000 |
| Equity capital | 22,406,000 | 23,164,000 | 23,839,000 | 22,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,556,000 | 8,540,000 | 11,502,000 |
| Interest expense | 278,000 | 578,000 | 919,000 | 1,253,000 |
| Net interest income | 2,503,000 | 4,978,000 | 7,621,000 | 10,249,000 |
| Noninterest income | 860,000 | 1,782,000 | 2,683,000 | 3,409,000 |
| Noninterest expense | 2,170,000 | 4,463,000 | 6,805,000 | 9,154,000 |
| Provision for loan losses | 90,000 | 255,000 | 395,000 | 785,000 |
| Pretax income | 1,161,000 | 2,111,000 | 3,193,000 | 3,808,000 |
| Income tax | 418,000 | 745,000 | 1,126,000 | 1,400,000 |
| Net income | 743,000 | 1,366,000 | 2,067,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,601,000 | 23,224,000 | 23,925,000 | 22,817,000 |
| Total capital | 23,978,000 | 24,321,000 | 25,238,000 | 24,238,000 |
| Risk-weighted assets | 177,023,000 | 178,348,000 | 175,181,000 | 174,507,000 |