Call reports 2025
WELLINGTON STATE BANK — 2025
What WELLINGTON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 594,788,000 | 598,378,000 | 633,865,000 | 653,212,000 |
| Total loans | 343,858,000 | 350,060,000 | 340,663,000 | 348,294,000 |
| Allowance for loan losses | 5,115,000 | 4,567,000 | 4,748,000 | 4,754,000 |
| Securities available for sale | 177,223,000 | 171,758,000 | 185,860,000 | 195,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,975,000 | 546,349,000 | 575,160,000 | 593,113,000 |
| Interest-bearing deposits | 406,171,000 | 402,789,000 | 424,912,000 | 436,029,000 |
| Noninterest-bearing deposits | 137,804,000 | 143,560,000 | 150,248,000 | 157,084,000 |
| Equity capital | 41,353,000 | 42,073,000 | 48,679,000 | 50,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,519,000 | 15,434,000 | 23,000,000 | 31,115,000 |
| Interest expense | 2,825,000 | 5,597,000 | 8,401,000 | 11,336,000 |
| Net interest income | 4,694,000 | 9,837,000 | 14,599,000 | 19,779,000 |
| Noninterest income | 745,000 | 1,353,000 | 1,981,000 | 2,602,000 |
| Noninterest expense | 3,986,000 | 8,173,000 | 12,368,000 | 16,512,000 |
| Provision for loan losses | 68,000 | 180,000 | 360,000 | 544,000 |
| Pretax income | 1,385,000 | 2,847,000 | 3,866,000 | 5,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,385,000 | 2,847,000 | 3,866,000 | 5,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,476,000 | 59,379,000 | 60,364,000 | 61,704,000 |
| Total capital | 63,437,000 | 63,946,000 | 65,112,000 | 66,457,000 |
| Risk-weighted assets | 396,766,000 | 396,352,000 | 413,256,000 | 396,933,000 |