Call reports 2025
MORGAN STANLEY BANK, N.A. — 2025
What MORGAN STANLEY BANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 234,481,000,000 | 239,249,000,000 | 249,681,000,000 | 253,348,000,000 |
| Total loans | 93,585,000,000 | 95,359,000,000 | 101,821,000,000 | 101,868,000,000 |
| Allowance for loan losses | 563,000,000 | 629,000,000 | 614,000,000 | 553,000,000 |
| Securities available for sale | 59,810,000,000 | 62,925,000,000 | 66,362,000,000 | 68,232,000,000 |
| Securities held to maturity | 23,220,000,000 | 22,781,000,000 | 22,350,000,000 | 21,879,000,000 |
| Trading assets | 29,392,000,000 | 30,214,000,000 | 31,102,000,000 | 32,535,000,000 |
| Total deposits | 187,089,000,000 | 192,903,000,000 | 201,602,000,000 | 205,145,000,000 |
| Interest-bearing deposits | 185,467,000,000 | 191,091,000,000 | 199,472,000,000 | 202,944,000,000 |
| Noninterest-bearing deposits | 1,622,000,000 | 1,812,000,000 | 2,130,000,000 | 2,201,000,000 |
| Equity capital | 23,458,000,000 | 24,648,000,000 | 25,985,000,000 | 25,576,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,699,000,000 | 5,525,000,000 | 8,418,000,000 | 11,168,000,000 |
| Interest expense | 1,590,000,000 | 3,247,000,000 | 4,993,000,000 | 6,642,000,000 |
| Net interest income | 1,109,000,000 | 2,278,000,000 | 3,425,000,000 | 4,526,000,000 |
| Noninterest income | 751,000,000 | 1,568,000,000 | 2,244,000,000 | 3,072,000,000 |
| Noninterest expense | 346,000,000 | 697,000,000 | 1,103,000,000 | 1,519,000,000 |
| Provision for loan losses | 34,000,000 | 104,000,000 | 128,000,000 | 152,000,000 |
| Pretax income | 1,467,000,000 | 3,000,000,000 | 4,423,000,000 | 5,918,000,000 |
| Income tax | 351,000,000 | 716,000,000 | 1,055,000,000 | 1,421,000,000 |
| Net income | 1,116,000,000 | 2,284,000,000 | 3,368,000,000 | 4,497,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,477,000,000 | 24,638,000,000 | 25,948,000,000 | 25,545,000,000 |
| Total capital | 24,368,000,000 | 25,631,000,000 | 26,890,000,000 | 26,423,000,000 |
| Risk-weighted assets | 113,835,400,000 | 120,339,620,000 | 131,231,204,000 | 125,915,604,000 |