Call reports 2024
COMMUNITY BANK OF OKLAHOMA — 2024
What COMMUNITY BANK OF OKLAHOMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 76,084,000 | 73,927,000 | 71,261,000 | 63,973,000 |
| Total loans | 38,440,000 | 38,833,000 | 38,811,000 | 38,693,000 |
| Allowance for loan losses | 311,000 | 311,000 | 311,000 | 311,000 |
| Securities available for sale | 28,165,000 | 27,964,000 | 24,826,000 | 18,021,000 |
| Securities held to maturity | 214,000 | 216,000 | 217,000 | 219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,373,000 | 66,892,000 | 63,568,000 | 56,552,000 |
| Interest-bearing deposits | 18,857,000 | 25,185,000 | 27,732,000 | 26,567,000 |
| Noninterest-bearing deposits | 50,516,000 | 41,707,000 | 35,836,000 | 29,985,000 |
| Equity capital | 6,108,000 | 6,440,000 | 7,094,000 | 6,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 1,945,000 | 2,920,000 | 3,819,000 |
| Interest expense | 302,000 | 589,000 | 890,000 | 1,148,000 |
| Net interest income | 680,000 | 1,356,000 | 2,030,000 | 2,671,000 |
| Noninterest income | 110,000 | 216,000 | 337,000 | 446,000 |
| Noninterest expense | 458,000 | 925,000 | 1,381,000 | 1,921,000 |
| Provision for loan losses | 0 | 0 | 0 | 69,000 |
| Pretax income | 332,000 | 647,000 | 986,000 | 1,127,000 |
| Income tax | 16,000 | 64,000 | 73,000 | 73,000 |
| Net income | 316,000 | 583,000 | 913,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,616,000 | 7,882,000 | 8,211,000 | 8,350,000 |
| Total capital | 7,927,000 | 8,193,000 | 8,522,000 | 8,661,000 |
| Risk-weighted assets | 46,628,000 | 46,993,000 | 50,283,000 | 50,191,000 |