Call reports 2023
COMMUNITY BANK OF OKLAHOMA — 2023
What COMMUNITY BANK OF OKLAHOMA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 83,641,000 | 77,867,000 | 79,186,000 | 74,880,000 |
| Total loans | 34,652,000 | 35,881,000 | 36,786,000 | 37,563,000 |
| Allowance for loan losses | 311,000 | 311,000 | 311,000 | 311,000 |
| Securities available for sale | 28,539,000 | 28,184,000 | 31,232,000 | 29,492,000 |
| Securities held to maturity | 208,000 | 210,000 | 211,000 | 213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,645,000 | 71,569,000 | 72,698,000 | 67,695,000 |
| Interest-bearing deposits | 22,441,000 | 26,343,000 | 26,007,000 | 24,838,000 |
| Noninterest-bearing deposits | 55,204,000 | 45,226,000 | 46,691,000 | 42,857,000 |
| Equity capital | 5,502,000 | 5,796,000 | 5,973,000 | 6,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,878,000 | 2,848,000 | 3,859,000 |
| Interest expense | 153,000 | 375,000 | 607,000 | 910,000 |
| Net interest income | 738,000 | 1,503,000 | 2,241,000 | 2,949,000 |
| Noninterest income | 111,000 | 221,000 | 328,000 | 437,000 |
| Noninterest expense | 449,000 | 867,000 | 1,259,000 | 1,938,000 |
| Provision for loan losses | 0 | 0 | 78,000 | 78,000 |
| Pretax income | 400,000 | 857,000 | 1,232,000 | 1,370,000 |
| Income tax | 0 | 87,000 | 94,000 | 95,000 |
| Net income | 400,000 | 770,000 | 1,138,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,123,000 | 7,495,000 | 7,859,000 | 8,000,000 |
| Total capital | 7,434,000 | 7,806,000 | 8,170,000 | 8,311,000 |
| Risk-weighted assets | 44,054,000 | 43,688,000 | 44,493,000 | 45,505,000 |