Call reports 2022
COMMUNITY BANK OF OKLAHOMA — 2022
What COMMUNITY BANK OF OKLAHOMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,865,000 | 85,967,000 | 83,978,000 | 82,444,000 |
| Total loans | 30,216,000 | 30,868,000 | 31,100,000 | 31,979,000 |
| Allowance for loan losses | 311,000 | 311,000 | 311,000 | 311,000 |
| Securities available for sale | 39,360,000 | 35,970,000 | 37,023,000 | 32,754,000 |
| Securities held to maturity | 202,000 | 203,000 | 205,000 | 206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,774,000 | 80,514,000 | 78,416,000 | 76,386,000 |
| Interest-bearing deposits | 25,035,000 | 25,924,000 | 19,983,000 | 26,279,000 |
| Noninterest-bearing deposits | 58,739,000 | 54,590,000 | 58,433,000 | 50,107,000 |
| Equity capital | 5,669,000 | 5,029,000 | 5,139,000 | 5,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,095,000 | 1,787,000 | 2,622,000 |
| Interest expense | 29,000 | 59,000 | 110,000 | 192,000 |
| Net interest income | 501,000 | 1,036,000 | 1,677,000 | 2,430,000 |
| Noninterest income | 95,000 | 178,000 | 277,000 | 412,000 |
| Noninterest expense | 415,000 | 798,000 | 1,199,000 | 1,764,000 |
| Provision for loan losses | 0 | 27,000 | 27,000 | 97,000 |
| Pretax income | 181,000 | 389,000 | 728,000 | 981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 389,000 | 728,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,463,000 | 6,670,000 | 7,011,000 | 7,264,000 |
| Total capital | 6,774,000 | 6,981,000 | 7,322,000 | 7,575,000 |
| Risk-weighted assets | 39,850,000 | 40,533,000 | 40,189,000 | 39,849,000 |