Call reports 2020
COMMUNITY BANK OF OKLAHOMA — 2020
What COMMUNITY BANK OF OKLAHOMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 42,835,000 | 70,553,000 | 63,301,000 | 48,263,000 |
| Total loans | 29,079,000 | 30,241,000 | 30,413,000 | 31,121,000 |
| Allowance for loan losses | 281,000 | 311,000 | 310,000 | 311,000 |
| Securities available for sale | 3,748,000 | 26,354,000 | 22,073,000 | 8,286,000 |
| Securities held to maturity | 190,000 | 191,000 | 193,000 | 194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,546,000 | 63,886,000 | 56,434,000 | 41,298,000 |
| Interest-bearing deposits | 21,106,000 | 21,751,000 | 21,133,000 | 21,339,000 |
| Noninterest-bearing deposits | 15,440,000 | 42,135,000 | 35,301,000 | 19,959,000 |
| Equity capital | 5,960,000 | 6,339,000 | 6,542,000 | 6,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,155,000 | 1,662,000 | 2,170,000 |
| Interest expense | 48,000 | 94,000 | 139,000 | 181,000 |
| Net interest income | 480,000 | 1,061,000 | 1,523,000 | 1,989,000 |
| Noninterest income | 77,000 | 143,000 | 213,000 | 323,000 |
| Noninterest expense | 386,000 | 755,000 | 1,127,000 | 1,601,000 |
| Provision for loan losses | 0 | 37,000 | 48,000 | 96,000 |
| Pretax income | 171,000 | 412,000 | 561,000 | 615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 412,000 | 561,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,959,000 | 6,136,000 | 6,373,000 | 6,428,000 |