Call reports 2019
COMMUNITY BANK OF OKLAHOMA — 2019
What COMMUNITY BANK OF OKLAHOMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,721,000 | 43,665,000 | 40,999,000 | 41,186,000 |
| Total loans | 30,598,000 | 30,463,000 | 29,383,000 | 29,973,000 |
| Allowance for loan losses | 280,000 | 281,000 | 281,000 | 281,000 |
| Securities available for sale | 4,657,000 | 4,348,000 | 4,606,000 | 3,894,000 |
| Securities held to maturity | 184,000 | 186,000 | 187,000 | 189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,944,000 | 37,555,000 | 34,677,000 | 34,718,000 |
| Interest-bearing deposits | 20,796,000 | 19,604,000 | 18,983,000 | 19,340,000 |
| Noninterest-bearing deposits | 17,148,000 | 17,951,000 | 15,694,000 | 15,378,000 |
| Equity capital | 5,503,000 | 5,835,000 | 6,046,000 | 6,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,084,000 | 1,617,000 | 2,151,000 |
| Interest expense | 42,000 | 80,000 | 121,000 | 163,000 |
| Net interest income | 504,000 | 1,004,000 | 1,496,000 | 1,988,000 |
| Noninterest income | 76,000 | 158,000 | 237,000 | 343,000 |
| Noninterest expense | 458,000 | 799,000 | 1,206,000 | 1,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 363,000 | 527,000 | 622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 363,000 | 527,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,402,000 | 5,804,000 | 5,970,000 | 6,097,000 |
| Total capital | 5,682,000 | 6,085,000 | 6,251,000 | 6,378,000 |
| Risk-weighted assets | 36,983,000 | 36,840,000 | 34,230,000 | 35,946,000 |