Call report 2023Q4
CITIZENS FIRST BANK — 2023Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,726,803,000 | USD | evidence → |
| Total loans | 1,236,432,000 | USD | evidence → |
| Allowance for loan losses | 20,533,000 | USD | evidence → |
| Securities available for sale | 2,230,630,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,138,326,000 | USD | evidence → |
| Interest-bearing deposits | 2,628,606,000 | USD | evidence → |
| Noninterest-bearing deposits | 509,720,000 | USD | evidence → |
| Equity capital | 376,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 140,394,000 | USD | evidence → |
| Interest expense | 43,958,000 | USD | evidence → |
| Net interest income | 96,436,000 | USD | evidence → |
| Noninterest income | 23,399,000 | USD | evidence → |
| Noninterest expense | 62,012,000 | USD | evidence → |
| Provision for loan losses | 800,000 | USD | evidence → |
| Pretax income | 53,159,000 | USD | evidence → |
| Income tax | 9,980,000 | USD | evidence → |
| Net income | 43,179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 481,984,000 | USD | evidence → |
| Total capital | 505,717,000 | USD | evidence → |
| Risk-weighted assets | 2,613,992,000 | USD | evidence → |