Call report 2022Q4
CITIZENS FIRST BANK — 2022Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,828,547,000 | USD | evidence → |
| Total loans | 1,222,148,000 | USD | evidence → |
| Allowance for loan losses | 21,693,000 | USD | evidence → |
| Securities available for sale | 2,403,818,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,244,979,000 | USD | evidence → |
| Interest-bearing deposits | 2,627,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 617,632,000 | USD | evidence → |
| Equity capital | 283,593,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 98,561,000 | USD | evidence → |
| Interest expense | 8,389,000 | USD | evidence → |
| Net interest income | 90,172,000 | USD | evidence → |
| Noninterest income | 27,120,000 | USD | evidence → |
| Noninterest expense | 56,023,000 | USD | evidence → |
| Provision for loan losses | 2,300,000 | USD | evidence → |
| Pretax income | 59,913,000 | USD | evidence → |
| Income tax | 9,850,000 | USD | evidence → |
| Net income | 50,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 438,805,000 | USD | evidence → |
| Total capital | 460,498,000 | USD | evidence → |
| Risk-weighted assets | 2,684,178,000 | USD | evidence → |