Call report 2021Q4
CITIZENS FIRST BANK — 2021Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,978,260,000 | USD | evidence → |
| Total loans | 1,085,570,000 | USD | evidence → |
| Allowance for loan losses | 19,349,000 | USD | evidence → |
| Securities available for sale | 2,642,805,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,244,759,000 | USD | evidence → |
| Interest-bearing deposits | 2,572,367,000 | USD | evidence → |
| Noninterest-bearing deposits | 672,392,000 | USD | evidence → |
| Equity capital | 415,498,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 76,863,000 | USD | evidence → |
| Interest expense | 5,214,000 | USD | evidence → |
| Net interest income | 71,649,000 | USD | evidence → |
| Noninterest income | 43,087,000 | USD | evidence → |
| Noninterest expense | 53,680,000 | USD | evidence → |
| Provision for loan losses | 4,550,000 | USD | evidence → |
| Pretax income | 66,674,000 | USD | evidence → |
| Income tax | 13,308,000 | USD | evidence → |
| Net income | 53,366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 388,696,000 | USD | evidence → |
| Total capital | 408,045,000 | USD | evidence → |
| Risk-weighted assets | 2,511,855,000 | USD | evidence → |