Call report 2020Q4
CITIZENS FIRST BANK — 2020Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,110,409,000 | USD | evidence → |
| Total loans | 861,377,000 | USD | evidence → |
| Allowance for loan losses | 14,583,000 | USD | evidence → |
| Securities available for sale | 2,160,507,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,545,272,000 | USD | evidence → |
| Interest-bearing deposits | 2,085,499,000 | USD | evidence → |
| Noninterest-bearing deposits | 459,773,000 | USD | evidence → |
| Equity capital | 400,714,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 72,810,000 | USD | evidence → |
| Interest expense | 9,241,000 | USD | evidence → |
| Net interest income | 63,569,000 | USD | evidence → |
| Noninterest income | 43,048,000 | USD | evidence → |
| Noninterest expense | 46,533,000 | USD | evidence → |
| Provision for loan losses | 4,600,000 | USD | evidence → |
| Pretax income | 66,039,000 | USD | evidence → |
| Income tax | 13,149,000 | USD | evidence → |
| Net income | 52,890,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 335,282,000 | USD | evidence → |
| Total capital | 349,865,000 | USD | evidence → |
| Risk-weighted assets | 1,893,215,000 | USD | evidence → |