Call report 2019Q4
CITIZENS FIRST BANK — 2019Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,462,753,000 | USD | evidence → |
| Total loans | 751,737,000 | USD | evidence → |
| Allowance for loan losses | 9,940,000 | USD | evidence → |
| Securities available for sale | 1,441,609,000 | USD | evidence → |
| Securities held to maturity | 121,295,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,976,838,000 | USD | evidence → |
| Interest-bearing deposits | 1,622,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 354,230,000 | USD | evidence → |
| Equity capital | 312,516,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 78,667,000 | USD | evidence → |
| Interest expense | 12,525,000 | USD | evidence → |
| Net interest income | 66,142,000 | USD | evidence → |
| Noninterest income | 24,548,000 | USD | evidence → |
| Noninterest expense | 38,376,000 | USD | evidence → |
| Provision for loan losses | 1,850,000 | USD | evidence → |
| Pretax income | 57,599,000 | USD | evidence → |
| Income tax | 11,528,000 | USD | evidence → |
| Net income | 46,071,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 284,254,000 | USD | evidence → |
| Total capital | 294,194,000 | USD | evidence → |
| Risk-weighted assets | 1,592,924,000 | USD | evidence → |