Call report 2016Q4
CITIZENS FIRST BANK — 2016Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,956,455,000 | USD | evidence → |
| Total loans | 392,280,000 | USD | evidence → |
| Allowance for loan losses | 6,741,000 | USD | evidence → |
| Securities available for sale | 839,404,000 | USD | evidence → |
| Securities held to maturity | 621,285,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,648,067,000 | USD | evidence → |
| Interest-bearing deposits | 1,316,686,000 | USD | evidence → |
| Noninterest-bearing deposits | 331,381,000 | USD | evidence → |
| Equity capital | 180,530,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,569,000 | USD | evidence → |
| Interest expense | 1,646,000 | USD | evidence → |
| Net interest income | 43,923,000 | USD | evidence → |
| Noninterest income | 8,917,000 | USD | evidence → |
| Noninterest expense | 24,021,000 | USD | evidence → |
| Provision for loan losses | -1,000,000 | USD | evidence → |
| Pretax income | 30,281,000 | USD | evidence → |
| Income tax | 8,334,000 | USD | evidence → |
| Net income | 21,947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 182,758,000 | USD | evidence → |
| Total capital | 189,499,000 | USD | evidence → |
| Risk-weighted assets | 847,567,000 | USD | evidence → |