Call report 2014Q4
CITIZENS FIRST BANK — 2014Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,644,098,000 | USD | evidence → |
| Total loans | 273,237,000 | USD | evidence → |
| Allowance for loan losses | 9,838,000 | USD | evidence → |
| Securities available for sale | 346,005,000 | USD | evidence → |
| Securities held to maturity | 784,648,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,410,839,000 | USD | evidence → |
| Interest-bearing deposits | 1,132,408,000 | USD | evidence → |
| Noninterest-bearing deposits | 278,431,000 | USD | evidence → |
| Equity capital | 150,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,302,000 | USD | evidence → |
| Interest expense | 1,420,000 | USD | evidence → |
| Net interest income | 40,882,000 | USD | evidence → |
| Noninterest income | 3,817,000 | USD | evidence → |
| Noninterest expense | 20,291,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 23,647,000 | USD | evidence → |
| Income tax | 6,246,000 | USD | evidence → |
| Net income | 17,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 144,548,000 | USD | evidence → |
| Total capital | 151,860,000 | USD | evidence → |
| Risk-weighted assets | 582,407,000 | USD | evidence → |