Call report 2013Q4
CITIZENS FIRST BANK — 2013Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,579,098,000 | USD | evidence → |
| Total loans | 283,636,000 | USD | evidence → |
| Allowance for loan losses | 11,301,000 | USD | evidence → |
| Securities available for sale | 382,299,000 | USD | evidence → |
| Securities held to maturity | 722,873,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,375,115,000 | USD | evidence → |
| Interest-bearing deposits | 1,088,309,000 | USD | evidence → |
| Noninterest-bearing deposits | 286,806,000 | USD | evidence → |
| Equity capital | 131,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,423,000 | USD | evidence → |
| Interest expense | 1,711,000 | USD | evidence → |
| Net interest income | 46,712,000 | USD | evidence → |
| Noninterest income | 3,697,000 | USD | evidence → |
| Noninterest expense | 19,583,000 | USD | evidence → |
| Provision for loan losses | -600,000 | USD | evidence → |
| Pretax income | 21,468,000 | USD | evidence → |
| Income tax | 5,048,000 | USD | evidence → |
| Net income | 16,420,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 128,806,000 | USD | evidence → |
| Total capital | 137,098,000 | USD | evidence → |
| Risk-weighted assets | 660,365,000 | USD | evidence → |