Call report 2008Q2
CITIZENS FIRST BANK — 2008Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,060,107,000 | USD | evidence → |
| Total loans | 464,083,000 | USD | evidence → |
| Allowance for loan losses | 9,155,000 | USD | evidence → |
| Securities available for sale | 497,770,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 2,021,000 | USD | evidence → |
| Total deposits | 729,901,000 | USD | evidence → |
| Interest-bearing deposits | 599,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 130,615,000 | USD | evidence → |
| Equity capital | 78,192,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,646,000 | USD | evidence → |
| Interest expense | 9,079,000 | USD | evidence → |
| Net interest income | 18,567,000 | USD | evidence → |
| Noninterest income | 1,746,000 | USD | evidence → |
| Noninterest expense | 10,794,000 | USD | evidence → |
| Provision for loan losses | 2,303,000 | USD | evidence → |
| Pretax income | 7,440,000 | USD | evidence → |
| Income tax | 1,947,000 | USD | evidence → |
| Net income | 5,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,882,000 | USD | evidence → |
| Total capital | 86,665,000 | USD | evidence → |
| Risk-weighted assets | 621,287,000 | USD | evidence → |
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