Call report 2007Q4
CITIZENS FIRST BANK — 2007Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,039,995,000 | USD | evidence → |
| Total loans | 442,692,000 | USD | evidence → |
| Allowance for loan losses | 6,925,000 | USD | evidence → |
| Securities available for sale | 489,565,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 15,976,000 | USD | evidence → |
| Total deposits | 672,831,000 | USD | evidence → |
| Interest-bearing deposits | 552,882,000 | USD | evidence → |
| Noninterest-bearing deposits | 119,949,000 | USD | evidence → |
| Equity capital | 75,566,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 54,667,000 | USD | evidence → |
| Interest expense | 21,556,000 | USD | evidence → |
| Net interest income | 33,111,000 | USD | evidence → |
| Noninterest income | 3,911,000 | USD | evidence → |
| Noninterest expense | 21,978,000 | USD | evidence → |
| Provision for loan losses | 1,368,000 | USD | evidence → |
| Pretax income | 13,700,000 | USD | evidence → |
| Income tax | 3,671,000 | USD | evidence → |
| Net income | 10,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,486,000 | USD | evidence → |
| Total capital | 81,411,000 | USD | evidence → |
| Risk-weighted assets | 614,201,000 | USD | evidence → |
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