Call report 2004Q4
CITIZENS FIRST BANK — 2004Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 675,813,000 | USD | evidence → |
| Total loans | 226,454,000 | USD | evidence → |
| Allowance for loan losses | 3,529,000 | USD | evidence → |
| Securities available for sale | 414,062,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 559,848,000 | USD | evidence → |
| Interest-bearing deposits | 417,535,000 | USD | evidence → |
| Noninterest-bearing deposits | 142,313,000 | USD | evidence → |
| Equity capital | 50,819,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,042,000 | USD | evidence → |
| Interest expense | 5,190,000 | USD | evidence → |
| Net interest income | 21,852,000 | USD | evidence → |
| Noninterest income | 2,579,000 | USD | evidence → |
| Noninterest expense | 13,160,000 | USD | evidence → |
| Provision for loan losses | 868,000 | USD | evidence → |
| Pretax income | 10,361,000 | USD | evidence → |
| Income tax | 2,866,000 | USD | evidence → |
| Net income | 7,495,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,386,000 | USD | evidence → |
| Total capital | 53,915,000 | USD | evidence → |
| Risk-weighted assets | 337,229,000 | USD | evidence → |
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