Call report 2004Q1
CITIZENS FIRST BANK — 2004Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 558,082,000 | USD | evidence → |
| Total loans | 183,409,000 | USD | evidence → |
| Allowance for loan losses | 3,033,000 | USD | evidence → |
| Securities available for sale | 337,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,668,000 | USD | evidence → |
| Interest-bearing deposits | 346,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 129,485,000 | USD | evidence → |
| Equity capital | 47,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,976,000 | USD | evidence → |
| Interest expense | 1,056,000 | USD | evidence → |
| Net interest income | 4,920,000 | USD | evidence → |
| Noninterest income | 586,000 | USD | evidence → |
| Noninterest expense | 2,964,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 2,257,000 | USD | evidence → |
| Income tax | 611,000 | USD | evidence → |
| Net income | 1,646,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,077,000 | USD | evidence → |
| Total capital | 48,135,000 | USD | evidence → |
| Risk-weighted assets | 276,062,000 | USD | evidence → |
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