Call reports 2025
COLUMBUS BANK AND TRUST COMPANY — 2025
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 255,513,000 | 263,500,000 | 273,119,000 | 278,519,000 |
| Total loans | 207,910,000 | 215,167,000 | 222,676,000 | 223,878,000 |
| Allowance for loan losses | 2,579,000 | 2,680,000 | 2,849,000 | 2,949,000 |
| Securities available for sale | 32,815,000 | 36,504,000 | 37,655,000 | 37,299,000 |
| Securities held to maturity | 1,422,000 | 1,420,000 | 1,419,000 | 1,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,831,000 | 218,162,000 | 212,326,000 | 216,380,000 |
| Interest-bearing deposits | 170,821,000 | 171,133,000 | 172,189,000 | 168,353,000 |
| Noninterest-bearing deposits | 43,010,000 | 47,029,000 | 40,137,000 | 48,027,000 |
| Equity capital | 23,819,000 | 24,885,000 | 26,012,000 | 27,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,712,000 | 7,509,000 | 11,543,000 | 15,607,000 |
| Interest expense | 1,581,000 | 3,100,000 | 4,720,000 | 6,311,000 |
| Net interest income | 2,131,000 | 4,409,000 | 6,823,000 | 9,296,000 |
| Noninterest income | 82,000 | 169,000 | 271,000 | 359,000 |
| Noninterest expense | 1,319,000 | 2,680,000 | 3,965,000 | 5,397,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 781,000 | 1,695,000 | 2,836,000 | 3,875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 781,000 | 1,695,000 | 2,836,000 | 3,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,163,000 | 23,077,000 | 23,968,000 | 25,007,000 |
| Total capital | — | — | 26,814,000 | — |
| Risk-weighted assets | — | — | 227,664,000 | — |