Call reports 2024
COLUMBUS BANK AND TRUST COMPANY — 2024
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 230,330,000 | 237,493,000 | 248,437,000 | 259,844,000 |
| Total loans | 187,412,000 | 194,220,000 | 202,264,000 | 213,683,000 |
| Allowance for loan losses | 2,103,000 | 2,203,000 | 2,392,000 | 2,482,000 |
| Securities available for sale | 30,389,000 | 30,331,000 | 30,627,000 | 30,709,000 |
| Securities held to maturity | 2,242,000 | 1,959,000 | 1,931,000 | 1,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,364,000 | 182,183,000 | 185,787,000 | 203,527,000 |
| Interest-bearing deposits | 134,284,000 | 141,734,000 | 148,320,000 | 159,749,000 |
| Noninterest-bearing deposits | 42,080,000 | 40,449,000 | 37,467,000 | 43,778,000 |
| Equity capital | 20,909,000 | 21,728,000 | 23,122,000 | 24,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,216,000 | 6,654,000 | 10,234,000 | 13,881,000 |
| Interest expense | 1,266,000 | 2,702,000 | 4,214,000 | 5,785,000 |
| Net interest income | 1,950,000 | 3,952,000 | 6,020,000 | 8,096,000 |
| Noninterest income | 69,000 | 134,000 | 218,000 | 295,000 |
| Noninterest expense | 1,189,000 | 2,436,000 | 3,685,000 | 5,044,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 740,000 | 1,470,000 | 2,283,000 | 2,986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 740,000 | 1,470,000 | 2,283,000 | 2,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,035,000 | 20,766,000 | 21,579,000 | 22,781,000 |