Call reports 2023
COLUMBUS BANK AND TRUST COMPANY — 2023
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 194,496,000 | 196,852,000 | 211,487,000 | 222,175,000 |
| Total loans | 150,341,000 | 153,156,000 | 164,264,000 | 175,876,000 |
| Allowance for loan losses | 1,953,000 | 2,043,000 | 2,046,000 | 2,034,000 |
| Securities available for sale | 30,713,000 | 30,363,000 | 32,812,000 | 30,481,000 |
| Securities held to maturity | 3,870,000 | 3,838,000 | 3,237,000 | 2,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,350,000 | 163,104,000 | 169,683,000 | 167,373,000 |
| Interest-bearing deposits | 121,705,000 | 123,023,000 | 124,697,000 | 122,378,000 |
| Noninterest-bearing deposits | 43,646,000 | 40,081,000 | 44,986,000 | 44,995,000 |
| Equity capital | 19,164,000 | 19,546,000 | 19,692,000 | 21,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,751,000 | 7,407,000 | 10,394,000 |
| Interest expense | 501,000 | 1,197,000 | 2,071,000 | 3,157,000 |
| Net interest income | 1,802,000 | 3,554,000 | 5,336,000 | 7,237,000 |
| Noninterest income | 81,000 | 150,000 | 252,000 | 320,000 |
| Noninterest expense | 1,137,000 | 2,286,000 | 3,457,000 | 4,723,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 656,000 | 1,238,000 | 1,951,000 | 2,654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 656,000 | 1,238,000 | 1,951,000 | 2,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,748,000 | 19,330,000 | 19,643,000 | 20,345,000 |