Call reports 2022
COLUMBUS BANK AND TRUST COMPANY — 2022
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 195,191,000 | 193,276,000 | 198,150,000 | 200,202,000 |
| Total loans | 131,162,000 | 147,439,000 | 155,462,000 | 152,693,000 |
| Allowance for loan losses | 1,767,000 | 1,755,000 | 1,785,000 | 1,863,000 |
| Securities available for sale | 27,414,000 | 30,061,000 | 27,235,000 | 29,924,000 |
| Securities held to maturity | 5,921,000 | 5,784,000 | 4,486,000 | 3,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,737,000 | 164,836,000 | 166,541,000 | 169,449,000 |
| Interest-bearing deposits | 122,212,000 | 126,452,000 | 121,482,000 | 118,611,000 |
| Noninterest-bearing deposits | 44,525,000 | 38,384,000 | 45,059,000 | 50,838,000 |
| Equity capital | 18,313,000 | 18,159,000 | 17,895,000 | 18,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,204,000 | 5,218,000 | 7,439,000 |
| Interest expense | 175,000 | 380,000 | 663,000 | 1,021,000 |
| Net interest income | 1,337,000 | 2,824,000 | 4,555,000 | 6,418,000 |
| Noninterest income | 71,000 | 145,000 | 229,000 | 303,000 |
| Noninterest expense | 1,026,000 | 2,119,000 | 3,209,000 | 4,414,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 570,000 |
| Pretax income | 382,000 | 850,000 | 1,545,000 | 1,737,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 382,000 | 850,000 | 1,545,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,088,000 | 17,555,000 | 18,099,000 | 18,291,000 |