Call reports 2021
COLUMBUS BANK AND TRUST COMPANY — 2021
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 177,762,000 | 177,985,000 | 182,044,000 | 188,771,000 |
| Total loans | 124,991,000 | 129,601,000 | 126,172,000 | 131,546,000 |
| Allowance for loan losses | 1,449,000 | 1,580,000 | 1,676,000 | 1,760,000 |
| Securities available for sale | 11,568,000 | 20,462,000 | 21,560,000 | 25,413,000 |
| Securities held to maturity | 6,890,000 | 6,753,000 | 6,404,000 | 5,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,809,000 | 147,228,000 | 153,631,000 | 157,910,000 |
| Interest-bearing deposits | 112,828,000 | 109,303,000 | 111,145,000 | 114,341,000 |
| Noninterest-bearing deposits | 36,981,000 | 37,925,000 | 42,486,000 | 43,569,000 |
| Equity capital | 17,089,000 | 17,940,000 | 18,074,000 | 19,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,120,000 | 4,016,000 | 5,535,000 | 6,997,000 |
| Interest expense | 245,000 | 463,000 | 666,000 | 854,000 |
| Net interest income | 1,875,000 | 3,553,000 | 4,869,000 | 6,143,000 |
| Noninterest income | 99,000 | 335,000 | 420,000 | 494,000 |
| Noninterest expense | 972,000 | 1,977,000 | 2,944,000 | 4,031,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 912,000 | 1,731,000 | 2,073,000 | 2,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 912,000 | 1,731,000 | 2,073,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,522,000 | 15,342,000 | 15,534,000 | 16,704,000 |