Call reports 2020
COLUMBUS BANK AND TRUST COMPANY — 2020
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 141,911,000 | 160,241,000 | 164,514,000 | 165,071,000 |
| Total loans | 114,161,000 | 130,712,000 | 131,101,000 | 121,893,000 |
| Allowance for loan losses | 1,361,000 | 1,459,000 | 1,272,000 | 1,355,000 |
| Securities available for sale | 10,246,000 | 5,971,000 | 6,022,000 | 7,280,000 |
| Securities held to maturity | 6,232,000 | 7,732,000 | 7,750,000 | 6,903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,841,000 | 128,941,000 | 131,994,000 | 137,221,000 |
| Interest-bearing deposits | 91,595,000 | 100,773,000 | 101,102,000 | 104,257,000 |
| Noninterest-bearing deposits | 23,246,000 | 28,168,000 | 30,893,000 | 32,964,000 |
| Equity capital | 16,024,000 | 16,938,000 | 16,565,000 | 16,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,911,000 | 5,591,000 | 7,143,000 |
| Interest expense | 336,000 | 637,000 | 922,000 | 1,192,000 |
| Net interest income | 1,368,000 | 3,274,000 | 4,669,000 | 5,951,000 |
| Noninterest income | 88,000 | 186,000 | 289,000 | 419,000 |
| Noninterest expense | 906,000 | 1,885,000 | 2,850,000 | 3,832,000 |
| Provision for loan losses | 90,000 | 180,000 | 570,000 | 660,000 |
| Pretax income | 460,000 | 1,395,000 | 1,537,000 | 1,877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 1,395,000 | 1,537,000 | 1,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,219,000 | 14,153,000 | 13,796,000 | 14,135,000 |