Call reports 2019
COLUMBUS BANK AND TRUST COMPANY — 2019
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,195,000 | 137,108,000 | 142,517,000 | 145,215,000 |
| Total loans | 107,429,000 | 108,739,000 | 113,118,000 | 112,467,000 |
| Allowance for loan losses | 1,170,000 | 1,294,000 | 1,363,000 | 1,253,000 |
| Securities available for sale | 14,932,000 | 14,025,000 | 13,541,000 | 13,539,000 |
| Securities held to maturity | 4,138,000 | 4,137,000 | 5,146,000 | 5,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,905,000 | 112,865,000 | 114,063,000 | 117,734,000 |
| Interest-bearing deposits | 89,339,000 | 91,841,000 | 90,645,000 | 92,792,000 |
| Noninterest-bearing deposits | 21,565,000 | 21,024,000 | 23,418,000 | 24,942,000 |
| Equity capital | 15,020,000 | 15,685,000 | 15,786,000 | 16,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,391,000 | 5,150,000 | 6,880,000 |
| Interest expense | 308,000 | 638,000 | 983,000 | 1,336,000 |
| Net interest income | 1,330,000 | 2,753,000 | 4,167,000 | 5,544,000 |
| Noninterest income | 67,000 | 137,000 | 208,000 | 288,000 |
| Noninterest expense | 852,000 | 1,669,000 | 2,464,000 | 3,347,000 |
| Provision for loan losses | 90,000 | 200,000 | 290,000 | 380,000 |
| Pretax income | 455,000 | 1,021,000 | 1,621,000 | 2,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 455,000 | 1,021,000 | 1,621,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,458,000 | 13,024,000 | 13,099,000 | 13,584,000 |
| Total capital | 13,628,000 | 14,318,000 | 14,462,000 | 14,837,000 |
| Risk-weighted assets | 120,287,000 | 122,148,000 | 126,377,000 | 127,651,000 |