Call reports 2018
COLUMBUS BANK AND TRUST COMPANY — 2018
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,418,000 | 134,333,000 | 134,611,000 | 138,052,000 |
| Total loans | 99,807,000 | 106,490,000 | 107,056,000 | 107,487,000 |
| Allowance for loan losses | 685,000 | 780,000 | 987,000 | 1,089,000 |
| Securities available for sale | 15,847,000 | 15,336,000 | 15,253,000 | 15,356,000 |
| Securities held to maturity | 3,972,000 | 3,971,000 | 4,060,000 | 3,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,020,000 | 113,298,000 | 110,714,000 | 114,594,000 |
| Interest-bearing deposits | 92,898,000 | 93,186,000 | 88,501,000 | 91,458,000 |
| Noninterest-bearing deposits | 22,123,000 | 20,112,000 | 22,213,000 | 23,137,000 |
| Equity capital | 14,152,000 | 14,642,000 | 14,651,000 | 15,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,965,000 | 4,641,000 | 6,257,000 |
| Interest expense | 231,000 | 486,000 | 764,000 | 1,028,000 |
| Net interest income | 1,214,000 | 2,479,000 | 3,877,000 | 5,229,000 |
| Noninterest income | 93,000 | 199,000 | 281,000 | 394,000 |
| Noninterest expense | 744,000 | 1,525,000 | 2,315,000 | 3,152,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 420,000 |
| Pretax income | 473,000 | 973,000 | 1,513,000 | 2,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 973,000 | 1,513,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,775,000 | 12,276,000 | 12,292,000 | 12,827,000 |
| Total capital | 12,460,000 | 13,056,000 | 13,279,000 | 13,916,000 |
| Risk-weighted assets | 111,444,000 | 119,642,000 | 120,017,000 | 121,567,000 |