Call reports 2017
COLUMBUS BANK AND TRUST COMPANY — 2017
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,337,000 | 127,984,000 | 128,838,000 | 134,268,000 |
| Total loans | 90,864,000 | 95,656,000 | 96,923,000 | 100,743,000 |
| Allowance for loan losses | 340,000 | 666,000 | 760,000 | 583,000 |
| Securities available for sale | 20,485,000 | 19,255,000 | 18,998,000 | 16,647,000 |
| Securities held to maturity | 3,975,000 | 3,974,000 | 3,973,000 | 3,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,099,000 | 92,700,000 | 94,668,000 | 110,460,000 |
| Interest-bearing deposits | 72,106,000 | 71,686,000 | 71,978,000 | 84,279,000 |
| Noninterest-bearing deposits | 24,993,000 | 21,014,000 | 22,689,000 | 26,181,000 |
| Equity capital | 13,554,000 | 13,712,000 | 13,932,000 | 14,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,540,000 | 3,951,000 | 5,361,000 |
| Interest expense | 116,000 | 255,000 | 427,000 | 610,000 |
| Net interest income | 1,116,000 | 2,285,000 | 3,524,000 | 4,751,000 |
| Noninterest income | 86,000 | 164,000 | 249,000 | 357,000 |
| Noninterest expense | 816,000 | 1,597,000 | 2,366,000 | 3,196,000 |
| Provision for loan losses | 90,000 | 430,000 | 520,000 | 610,000 |
| Pretax income | 296,000 | 444,000 | 909,000 | 1,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 444,000 | 909,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,043,000 | 11,191,000 | 11,411,000 | 11,821,000 |
| Total capital | 11,383,000 | 11,857,000 | 12,171,000 | 12,404,000 |
| Risk-weighted assets | 105,993,000 | 109,261,000 | 111,017,000 | 113,250,000 |