Call reports 2016
COLUMBUS BANK AND TRUST COMPANY — 2016
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,822,000 | 120,825,000 | 119,537,000 | 123,689,000 |
| Total loans | 85,913,000 | 88,138,000 | 87,436,000 | 87,714,000 |
| Allowance for loan losses | 361,000 | 429,000 | 533,000 | 235,000 |
| Securities available for sale | 16,429,000 | 16,032,000 | 16,510,000 | 20,716,000 |
| Securities held to maturity | 4,129,000 | 4,128,000 | 3,977,000 | 3,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,837,000 | 92,546,000 | 92,144,000 | 96,402,000 |
| Interest-bearing deposits | 71,508,000 | 71,525,000 | 69,774,000 | 70,697,000 |
| Noninterest-bearing deposits | 22,329,000 | 21,021,000 | 22,370,000 | 25,705,000 |
| Equity capital | 13,551,000 | 13,914,000 | 13,684,000 | 13,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,405,000 | 3,629,000 | 4,842,000 |
| Interest expense | 88,000 | 187,000 | 304,000 | 424,000 |
| Net interest income | 1,146,000 | 2,218,000 | 3,325,000 | 4,418,000 |
| Noninterest income | 87,000 | 176,000 | 269,000 | 386,000 |
| Noninterest expense | 774,000 | 1,547,000 | 2,355,000 | 3,189,000 |
| Provision for loan losses | 30,000 | 100,000 | 190,000 | 280,000 |
| Pretax income | 429,000 | 747,000 | 1,049,000 | 1,335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 747,000 | 1,049,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,796,000 | 11,115,000 | 10,917,000 | 11,203,000 |
| Total capital | 11,157,000 | 11,544,000 | 11,450,000 | 11,438,000 |
| Risk-weighted assets | 101,318,000 | 103,984,000 | 103,034,000 | 98,497,000 |