Call reports 2015
COLUMBUS BANK AND TRUST COMPANY — 2015
What COLUMBUS BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,570,000 | 113,857,000 | 113,757,000 | 118,509,000 |
| Total loans | 78,669,000 | 79,633,000 | 81,833,000 | 85,258,000 |
| Allowance for loan losses | 157,000 | 212,000 | 267,000 | 318,000 |
| Securities available for sale | 19,007,000 | 16,930,000 | 16,708,000 | 16,719,000 |
| Securities held to maturity | 2,060,000 | 2,525,000 | 4,123,000 | 4,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,752,000 | 90,503,000 | 91,443,000 | 95,664,000 |
| Interest-bearing deposits | 71,627,000 | 71,834,000 | 68,300,000 | 69,518,000 |
| Noninterest-bearing deposits | 19,125,000 | 18,669,000 | 23,143,000 | 26,146,000 |
| Equity capital | 12,949,000 | 13,266,000 | 13,237,000 | 13,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,208,000 | 3,365,000 | 4,510,000 |
| Interest expense | 81,000 | 164,000 | 247,000 | 336,000 |
| Net interest income | 1,020,000 | 2,044,000 | 3,118,000 | 4,174,000 |
| Noninterest income | 87,000 | 188,000 | 291,000 | 449,000 |
| Noninterest expense | 735,000 | 1,455,000 | 2,173,000 | 3,040,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 178,000 |
| Pretax income | 321,000 | 675,000 | 1,083,000 | 1,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 675,000 | 1,083,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,254,000 | 10,608,000 | 10,515,000 | 10,843,000 |
| Total capital | 10,411,000 | 10,820,000 | 10,782,000 | 11,161,000 |
| Risk-weighted assets | 95,106,000 | 95,846,000 | 96,572,000 | 100,949,000 |