Call reports 2025
FARMERS STATE BANK, THE — 2025
What FARMERS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 74,814,000 | 76,858,000 | 75,457,000 | 82,121,000 |
| Total loans | 49,234,000 | 49,568,000 | 50,467,000 | 51,901,000 |
| Allowance for loan losses | 831,000 | 560,000 | 578,000 | 508,000 |
| Securities available for sale | 15,420,000 | 15,476,000 | 17,326,000 | 17,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,085,000 | 66,055,000 | 64,072,000 | 70,303,000 |
| Interest-bearing deposits | 54,009,000 | 55,675,000 | 53,725,000 | 61,344,000 |
| Noninterest-bearing deposits | 10,076,000 | 10,380,000 | 10,347,000 | 8,959,000 |
| Equity capital | 8,420,000 | 8,448,000 | 9,009,000 | 9,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 994,000 | 2,024,000 | 3,115,000 | 4,235,000 |
| Interest expense | 350,000 | 716,000 | 1,072,000 | 1,415,000 |
| Net interest income | 644,000 | 1,308,000 | 2,043,000 | 2,820,000 |
| Noninterest income | 62,000 | 138,000 | 214,000 | 286,000 |
| Noninterest expense | 456,000 | 956,000 | 1,434,000 | 1,902,000 |
| Provision for loan losses | 0 | 255,000 | 275,000 | 286,000 |
| Pretax income | 261,000 | 238,000 | 566,000 | 945,000 |
| Income tax | 88,000 | 83,000 | 142,000 | 213,000 |
| Net income | 173,000 | 155,000 | 424,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,053,000 | 10,035,000 | 10,304,000 | 10,612,000 |