Call reports 2019
FARMERS STATE BANK, THE — 2019
What FARMERS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,181,000 | 57,608,000 | 57,136,000 | 58,306,000 |
| Total loans | 35,500,000 | 37,008,000 | 37,769,000 | 36,524,000 |
| Allowance for loan losses | 474,000 | 475,000 | 481,000 | 485,000 |
| Securities available for sale | 12,755,000 | 12,325,000 | 11,822,000 | 13,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,211,000 | 49,245,000 | 48,481,000 | 49,398,000 |
| Interest-bearing deposits | 42,543,000 | 43,690,000 | 42,249,000 | 43,066,000 |
| Noninterest-bearing deposits | 6,668,000 | 5,555,000 | 6,232,000 | 6,332,000 |
| Equity capital | 6,988,000 | 7,345,000 | 7,553,000 | 7,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,360,000 | 2,063,000 | 2,795,000 |
| Interest expense | 99,000 | 202,000 | 305,000 | 406,000 |
| Net interest income | 581,000 | 1,158,000 | 1,758,000 | 2,389,000 |
| Noninterest income | 72,000 | 162,000 | 192,000 | 280,000 |
| Noninterest expense | 464,000 | 872,000 | 1,293,000 | 1,687,000 |
| Provision for loan losses | 49,000 | 50,000 | 49,000 | 50,000 |
| Pretax income | 140,000 | 387,000 | 597,000 | 971,000 |
| Income tax | 24,000 | 73,000 | 126,000 | 199,000 |
| Net income | 116,000 | 314,000 | 471,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,052,000 | 7,249,000 | 7,406,000 | 7,707,000 |
| Total capital | 7,485,000 | 7,702,000 | 7,864,000 | 8,158,000 |
| Risk-weighted assets | 34,632,000 | 36,187,000 | 36,593,000 | 36,055,000 |