Call reports 2016
FARMERS STATE BANK, THE — 2016
What FARMERS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,954,000 | 58,319,000 | 60,023,000 | 59,798,000 |
| Total loans | 33,663,000 | 32,175,000 | 34,884,000 | 36,215,000 |
| Allowance for loan losses | 487,000 | 477,000 | 478,000 | 506,000 |
| Securities available for sale | 15,044,000 | 15,956,000 | 15,574,000 | 14,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,593,000 | 48,707,000 | 50,252,000 | 50,267,000 |
| Interest-bearing deposits | 43,717,000 | 43,528,000 | 43,604,000 | 44,759,000 |
| Noninterest-bearing deposits | 4,876,000 | 5,179,000 | 6,648,000 | 5,508,000 |
| Equity capital | 5,586,000 | 5,805,000 | 5,936,000 | 5,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,223,000 | 1,834,000 | 2,477,000 |
| Interest expense | 98,000 | 195,000 | 292,000 | 388,000 |
| Net interest income | 538,000 | 1,028,000 | 1,542,000 | 2,089,000 |
| Noninterest income | 67,000 | 183,000 | 270,000 | 350,000 |
| Noninterest expense | 435,000 | 840,000 | 1,261,000 | 1,698,000 |
| Provision for loan losses | 0 | 0 | 0 | 43,000 |
| Pretax income | 170,000 | 371,000 | 551,000 | 698,000 |
| Income tax | 58,000 | 123,000 | 174,000 | 240,000 |
| Net income | 112,000 | 248,000 | 377,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,441,000 | 5,578,000 | 5,707,000 | 5,757,000 |
| Total capital | 5,860,000 | 5,986,000 | 6,148,000 | 6,204,000 |
| Risk-weighted assets | 33,450,000 | 32,619,000 | 35,230,000 | 35,694,000 |