Call reports 2015
FARMERS STATE BANK, THE — 2015
What FARMERS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,228,000 | 56,354,000 | 56,651,000 | 56,728,000 |
| Total loans | 30,699,000 | 32,322,000 | 33,043,000 | 32,960,000 |
| Allowance for loan losses | 483,000 | 485,000 | 487,000 | 483,000 |
| Securities available for sale | 16,845,000 | 16,406,000 | 16,052,000 | 15,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,318,000 | 46,513,000 | 46,589,000 | 47,587,000 |
| Interest-bearing deposits | 40,947,000 | 41,411,000 | 41,692,000 | 42,817,000 |
| Noninterest-bearing deposits | 5,371,000 | 5,102,000 | 4,897,000 | 4,770,000 |
| Equity capital | 5,172,000 | 5,135,000 | 5,346,000 | 5,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,136,000 | 1,721,000 | 2,312,000 |
| Interest expense | 98,000 | 198,000 | 300,000 | 396,000 |
| Net interest income | 463,000 | 938,000 | 1,421,000 | 1,916,000 |
| Noninterest income | 74,000 | 164,000 | 255,000 | 327,000 |
| Noninterest expense | 446,000 | 847,000 | 1,255,000 | 1,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 255,000 | 421,000 | 538,000 |
| Income tax | 31,000 | 83,000 | 131,000 | 175,000 |
| Net income | 60,000 | 172,000 | 290,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,028,000 | 5,140,000 | 5,258,000 | 5,329,000 |
| Total capital | 5,412,000 | 5,546,000 | 5,671,000 | 5,739,000 |
| Risk-weighted assets | 30,644,000 | 32,394,000 | 33,031,000 | 32,738,000 |