Call reports 2016
CAMPBELL & FETTER BANK — 2016
What CAMPBELL & FETTER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 324,833,000 | 352,388,000 | 335,203,000 | 343,316,000 |
| Total loans | 159,413,000 | 162,286,000 | 167,507,000 | 172,149,000 |
| Allowance for loan losses | 1,689,000 | 1,689,000 | 1,689,000 | 1,689,000 |
| Securities available for sale | 148,515,000 | 145,074,000 | 140,787,000 | 131,478,000 |
| Securities held to maturity | 3,567,000 | 3,567,000 | 3,279,000 | 3,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,785,000 | 235,837,000 | 235,426,000 | 238,012,000 |
| Interest-bearing deposits | 166,599,000 | 174,773,000 | 173,761,000 | 173,920,000 |
| Noninterest-bearing deposits | 59,186,000 | 61,064,000 | 61,665,000 | 64,092,000 |
| Equity capital | 29,791,000 | 30,684,000 | 30,319,000 | 28,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 4,813,000 | 7,282,000 | 9,746,000 |
| Interest expense | 399,000 | 806,000 | 1,223,000 | 1,620,000 |
| Net interest income | 1,993,000 | 4,007,000 | 6,059,000 | 8,126,000 |
| Noninterest income | 212,000 | 441,000 | 705,000 | 946,000 |
| Noninterest expense | 1,609,000 | 3,305,000 | 5,041,000 | 6,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 596,000 | 1,143,000 | 1,723,000 | 2,306,000 |
| Income tax | 114,000 | 212,000 | 326,000 | 435,000 |
| Net income | 482,000 | 931,000 | 1,397,000 | 1,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,323,000 | 30,316,000 | 30,390,000 | 30,474,000 |
| Total capital | 32,012,000 | 32,005,000 | 32,079,000 | 32,163,000 |
| Risk-weighted assets | 149,425,000 | 149,684,000 | 151,562,000 | 152,663,000 |