Call reports 2015
CAMPBELL & FETTER BANK — 2015
What CAMPBELL & FETTER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 316,621,000 | 337,569,000 | 316,322,000 | 334,982,000 |
| Total loans | 139,587,000 | 146,379,000 | 147,580,000 | 156,130,000 |
| Allowance for loan losses | 1,679,000 | 1,682,000 | 1,684,000 | 1,688,000 |
| Securities available for sale | 158,665,000 | 152,697,000 | 151,723,000 | 147,835,000 |
| Securities held to maturity | 4,065,000 | 4,065,000 | 3,818,000 | 3,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,261,000 | 218,361,000 | 215,459,000 | 222,355,000 |
| Interest-bearing deposits | 159,016,000 | 162,013,000 | 157,902,000 | 163,937,000 |
| Noninterest-bearing deposits | 55,245,000 | 56,348,000 | 57,557,000 | 58,418,000 |
| Equity capital | 30,139,000 | 28,975,000 | 30,005,000 | 29,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,824,000 | 7,240,000 | 9,637,000 |
| Interest expense | 366,000 | 755,000 | 1,143,000 | 1,537,000 |
| Net interest income | 2,054,000 | 4,069,000 | 6,097,000 | 8,100,000 |
| Noninterest income | 218,000 | 467,000 | 704,000 | 935,000 |
| Noninterest expense | 1,524,000 | 3,126,000 | 4,718,000 | 6,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 748,000 | 1,410,000 | 2,083,000 | 2,659,000 |
| Income tax | 148,000 | 287,000 | 418,000 | 489,000 |
| Net income | 600,000 | 1,123,000 | 1,665,000 | 2,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,352,000 | 30,355,000 | 30,377,000 | 30,360,000 |
| Total capital | 32,005,000 | 32,037,000 | 32,061,000 | 32,048,000 |
| Risk-weighted assets | 138,129,000 | 142,099,000 | 141,052,000 | 148,838,000 |